Pre-exsisting conditions

I recently had this huge issue with my insurance and pre-exsisting conditions.  its still a huge mess..needless to say, my insurance has denied my claim for basic yearly annual physical, and i now owe just short of 1,000 to my primary care, labs, and various other things.  pre-exsistings can kiss my behind.

I didn't watch the debate tonight, but i was interested in the Fact checker part more than i was teh debate, only because politicians like to open their mouths and nothing comes out.  one of the facts that caught my eye was this:

Romney Fact Check #4: Pre-Existing Conditions — 10:20 p.m.:
Governor Romney: Number one, pre existing conditions are covered under my plan.

Z. Byron Wolf has the facts:
Here is an extremely detailed fact check on pre-existing conditions.

Mitt Romney does not think insurance companies should have to cover people with pre-existing conditions who have not had continuous health care coverage.

The Affordable Care Act, on the other hand, created special health care plans in 2010 for people who have pre-existing conditions, and by 2014 it will prohibit insurance companies from denying coverage to anyone because of a pre-existing condition.

It is not a small population who would be cut from health care coverage under a proposal similar to what Romney has suggested. A Health and Human Services report published in January 2011 estimated that between 50 million and 129 million people currently have a pre-existing condition in the eyes of insurance companies. Twenty-five million of those do not have health insurance, according to the report. That number does not take into account those who have had gaps in coverage, suggesting a much larger number of people have pre-existing conditions but have not had continuous coverage.

Continuous coverage generally means having nonstop coverage. Gaps of no more than 63 days can be allowed when changing insurance companies.

But as the Washington Post pointed out, people who have health insurance and a pre-existing condition are largely protected by the Health Insurance Portability and Accountability Act, or HIPAA, which was enacted in 1996, and limits how employer-sponsored plans can deny coverage because of pre-existing conditions, and how far back they can search for them.





ok..so how is romneys plan okay, in any way?  I didnt have insurance for 2 years, i have a pre-exsisting condition, my current and brand new insurance have issues with my pre-exsistings.  i dont know too much about all the details i havent reasearched, but everything ive read, im finding that i'm rooting for the affordable healthcare act.  i really am.  do away with pre-exsistings.  because 1) how many people after being out of work, really have insurance right now? or how many will loose their jobs tomorrow, then find one a few months from now? what happens to the people who beyond their circumstances, havent had continuing coverage, because oh my god, insurance is expensive!  the numbers that would be cut out because of romnes plan, thats like..50-129 million people.. HOW is that okay???


ok..im off my political soapbox rant for today.  i was just really upset to read this, because it hit close to home.